Cost to Own at Timber Ridge: HOA, Taxes, Financing & Build Rules
Run the numbers with confidence. This guide covers ongoing costs, lending pathways, and the rules that protect your investment.
HOA Coverage:
$600/year total
Maintained private roads, gated access
Trail system and stocked ponds
Community standards that protect long-term value
Property Taxes:
Property taxes vary by lot and future improvements. At your tour, we’ll share recent examples so you can model your plan accurately.
Financing:
Land loans (preferred lenders available)
Construction-to-perm loans for cabins
No owner financing at this time
Build Rules:
No deadline to build
Bring your own builder
Minimum square footage and guest house guidelines (on larger lots) keep quality high
Short-term rentals allowed within standards
FAQ:
Can I hold a lot while I finalize lending? | Yes—ask us about the hold steps and
timelines.
Do you have builder recommendations? | Yes—local cabin builders with Sardis Lake
experience.
Can I clear trees now and build later? | Generally yes; we’ll guide you on best
practices.
Lot 1, Phase 4 | $100,000
Gorgeous mountain views
Lot 12 Phase 4 | $150,000
Beautiful 2.50 acre lot with lake side view
Lot 29, Phase 4 | $175,000
Stunning 2.98 acre lot
Lot 17B, Phase 2 | $150,000
Beautiful 5-acre homesite with stunning mountain view
Lot 9 Phase 4 | $160,000
Stunning lake and valley views
Lot 27 Phase 4 | $165,000
Gorgeous lake view
Lot 30 Phase 4 | $185,000
3.06 acre lot with beautiful lake view
Lot 13, Phase 3 | $120,000
Gorgeous lot with mature pine trees and oak
Lot 10 Phase 4 | $160,000
Stunning lake and valley views
Lot 28 Phase 4 | $180,000
Circular Driveway and breathtaking valley views
Lot 33 Phase 4 | $190,000
Stunning 2.50 acre lot with lake side view